Getting into the property market can be tough for first home buyers, but there are ways that it can be done.
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First home buyers are eager to buy, but they face challenges such as tight listing numbers and construction costs, so more reasonably priced established housing is becoming a popular option.
The Express has tracked down where and what type of property first home buyers can potentially snap up in and around Armidale at $750,000 or less.
This price-point maximises the NSW government's full stamp duty exemption for first home buyers, for properties valued under $800,000.
Older homes that have been renovated, under this price point, provide an opportunity for first home buyers, such as the house currently listed at 30 Hargrave Street, Armidale.
This three-bedroom, one-bathroom house is situated in a convenient location, on a 904sqm block.
It features new carpet and flooring throughout; built-in robes; a modern kitchen; internal laundry, with second toilet; north-facing verandah; covered and paved outdoor area; and lock-up garage and carport.
It has a price guide of $350,000 - $385,000.
Also on the market is the four-bedroom, two-bathroom house currently listed at 28 Glen Innes Road, Armidale.
This brick and tile home offers spacious living, with an additional study; reverse cycle air conditioning; master en-suite; an all weather, outdoor area, with atrium style roof and sky-lighting; double garage and workshop; and fully secure backyard.
It has a price guide of $580,000 - $610,000.
The property at 9 Ishbell Drive, Armidale has a price guide of $500,000 - $550,000.
Located on a 599sqm block, this recently renovated, solid brick house is nestled in a quiet cul-de-sac.
The four-bedroom, two-bathroom property features built-in robes; master ensuite; open-plan kitchen, living, and dining area; internal laundry; securely fenced yard; and double detached garage.
The home currently listed at 38 Macdonald Drive, Armidale, has a price guide of $470,000 - $515,000.
It boasts three bedrooms, with built-in robes; renovated three-way bathroom; open plan kitchen, dining and living area; internal laundry; lock-up garage; neat lawn and low maintenance gardens; and covered outdoor entertaining space.
At 3 Werrina Crescent, Armidale, there is a three-bedroom, two-bathroom home listed with a price guide of $620,000 - $670,000.
It features built-in robes; master ensuite; flowing floor plan; wood heating system; double glazed windows; and double lock-up garage.
It is conveniently situated in close proximity to Ben Venue Public School and North Hill Pharmacy.
In the sought-after North Hill, there is a four-bedroom home listed at 4 Williams Place, Armidale, with a price guide of $575,000 to $595,000.
It boasts built-in robes; master ensuite plus walk-in robe; shower and separate bath in main bathroom, and separate toilet; open-plan kitchen, family and dining area, with all rooms North-facing.
Outside the property features a covered North-facing entertainment deck; double remote-controlled garage; fenced rear yard, with easy-care gardens and a veggie patch.
New homes can present a great opportunity for first home buyers, such as the four-bedroom house at 5 Greaves Close, Armidale.
Located in a South Hill area, this spacious modern home features a well-lit and bright interior, with two-bathrooms; fully fenced rear yard; built-in robes; rear covered patio area; open plan living/kitchen; master ensuite and walk-in robe; and two car spaces.
It has a price guide of $565,000 to $585,000.
The unit currently listed at 1/3 Gordon Street, Armidale has a price guide of $389,000.
This modern three-bedroom unit in North Hill boasts an open plan living area, with reverse cycle air conditioning; carpeted bedrooms with ceiling fans and built-in robes; master ensuite; and single lock up garage with remote controlled door.
Set on approximately five acres of established native trees and gardens, the home currently listed at 116 Kendall Road, Armidale is a unique opportunity.
It offers four-bedrooms (two with built-in robes); open plan kitchen and living area; second living area, with polished timber floors and full northern aspect; wood heating in both living rooms; and reverse cycle air conditioning.
Outside there is a pool with timber boardwalk and an undercover entertaining area; four bay Colourbond shed, with slab and power; carport with a studio; two dams; established gardens and lawns; and a 4.5 Kilowatt solar system.
It has a price guide of $640,000 - $680,000.